Ecommerce Complexity for Canadians, take 2

October 16, 2008 – 4:22 pm

To sell something /accept credit card payments on a website,  there are 4 typical options:

  1. Simplest and least technical: use a hosted online shop solution like Yahoo! Store or Shopify
  2. Also a fairly simple method: if you already have a website, add a Buy Now button and “re-direct” the user to a payment processor, such as Paypal, for shopping cart and payments.
  3. Moderately involved method: use a shopping-cart-enable software on your site, and “re-direct” the user to a payment processor at check-out.
  4. Most complex method: allow the user to remain on your custom website for the entire shopping experience.  This require that your hosting server is SSL & at least PCI DSS level-4 compliant, then do the back-end processing through a Payment Gateway service via a custom web service (XML, SOAP, HTTP POST, etc.).  For large-volume Canadian merchants, the best deals are to go through a US service provider as described in a previous post.

For option 4, what if you don’t want to go through the US? There are some option for Canadians (e.g., Moneris), just not as many as in the US.

PayPal logoBy the way, PayPal has announced today the general availability of Website Payments Pro for Canada; they have finally decided to step up and enable the payment gateway support for Canadian merchants.  Good for them, and they are back on list.

  1. 2 Responses to “Ecommerce Complexity for Canadians, take 2”

  2. Great explanation of how to sell products online. Another thing to mention is when using a Yahoo! Store, you’ll probably want the help of a Yahoo! Store Designer.

    By Kevin on Oct 16, 2008

  3. Great summary! If there are any people out there who are not sure of how to use Moneris for your payment processing, don’t hesitate and contact us!

    Phone – 1-866-666-3747

    By Vadim on Oct 17, 2008

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